Stablecoin-Native Settlement

STOP STRESSING THE SPLIT.

The private infrastructure for borderless settlements. Settle group expenses instantly with Zero-Knowledge privacy and zero volatility.

Splyt
Secure

Natively Supporting Pure Value

USDCUSDC
USDTUSDT
DAIDAI

Web3 Utilities,
Web2 Ease.

We've removed the complexity from decentralized finance so you can focus on the dinner conversation, not the transaction gas.

ZK-Privacy Built-in

Your financial history is private. We use Zero-Knowledge proofs to ensure your group split details are shielded from the public ledger.

Stablecoin Only

No price volatility. Splyt settles in dollar-pegged assets so you pay exactly what you owe, regardless of market sentiment.

Split Factory™

A proprietary smart contract architecture that batches complex group splits into a single, gas-efficient operation.

Social Direct

Request funds from friends using simple identifiers. No manual address copying or verification required.

Non-Custodial

Full sovereignty. Funds move directly from your wallet to theirs via immutable, audited smart contracts.

Instant Settlement

Skip the banking delays. Settlements happen as fast as the network permits, typically in under 2 seconds.

How It Works

Split expenses in four simple steps. No complexity, just instant settlements.

1

Create Split

Start a new expense split. Add the total amount and description of what you're splitting.

2

Add Participants

Invite friends using their social identifiers. No wallet addresses needed—we handle the complexity.

3

Set Amounts

Define each person's share. Split equally, by percentage, or custom amounts—your choice.

4

Instant Settlement

Participants pay with stablecoins. Funds settle instantly via smart contracts—no waiting, no volatility.

The Vision

Born in Delhi,
Built for the World.

Splyt was created to solve the friction of group finances in an increasingly global world. Born out of the challenge of splitting a dinner bill across international borders, we built the infrastructure that traditional banking forgot.

Eliminating Settlement Volatility

Pure stablecoin rails for precise dollar-for-dollar splits.

Global Accessibility

Accessible to anyone with a browser, anywhere in the world.